Payment Gateway Restful API's

RESTful APIs have been around for a while but it's only recently that we have seen a influx of these types of APIs with regards to payment gateways. Stripe, Amazon and Samurai all offer RESTful APIs.


Restful APIs provide some great benefits.

• Gateway's can take advantage of HTTP cache and proxy servers to handle high load.
• Complex applications can be narrowed down to simple resources
• Easy to consume no matter your scripting language. 

Not all gateways offer a RESTful API. Notably Braintree and PayPal. Braintree for instance offers comprehensive libraries that make it easy to use your programming language of choice. PayPal on the other hand uses NVP (name value pairs) or a SOAP based API in lieu of rest.

The type of API offered by your payment gateway may affect your decision on whether or not you want to use their services so always check the API before you sign up.

Photo Check Deposits

Almost two years ago, Chase updated its iPhone app to include photo check deposits:

Deposit checks with two camera clicks.

Instead of driving to the bank, you can deposit your check with your Chase Mobile App. Just snap a picture of the front and back of your endorsed check and send it using your Chase Mobile App. more...